Items You Should Never Ever Charge To your Credit Card

Your wedding

No, just no! Your wedding is already insanely expensive—for most couples, it’s more expensive than their first car and the down payment on their house put together. And if your wedding is already bound to be expensive, by putting it on your card you may not “feel” it as hard as if you were paying from cash savings.

By eliminating this emotional tie to the money you’re spending, hiding it away on plastic, you won’t be as diligent about searching for the best options and deciding what’s really necessary and what’s not. And the more debt you accrue, the worse that will be for you and your new spouse. Start your marriage off on the right foot with as little credit card debt as possible.

With all-things credit card, it’s hard to resist the pull of passing things through plastic and accumulating killer points and miles. If you must charge big expenses to your credit card, only do it if you have the cash to pay it off right away. If you can use credit cards as a benefits-accumulator program for your big expenses by paying it off same-cycle, then feel free to put just about anything you want on your plastic.