- Buy an annuity
This isn’t a joke. Even if it’s not an annuity, you could make a major investment toward retirement with $50,000. If you’re still a way off from retirement, this could grow exponentially by the time you’re ready to leave the workforce. Also, by making this kind of investment as a couple, you demonstrate a level of commitment that many are too nervous to tread. It seems like people these days are more comfortable getting married than they are linking bank accounts; if you know you and your man are made for each other, get a head start on your shared retirement.