- Start a college fund – or pay off your own student loans
Maybe you already have a kid together, or you want to have one soon. The cost of college is nothing to scoff at, especially if we’re talking about inflated costs in 20 years. If you don’t have a kid and don’t think you will later, you probably have your own loans to pay down. If you can split $50,000 between your debt and his, for some that may wipe out their student debt entirely. This option also gives you a boost to your credit score, that will help out on other things too, like the purchase of that house.